2. Knowing of the four kinds of true friends or friends at heart

          1) The helping friend has four features:
               (1) When his friend is off guard, he guards him.
               (2) When his friend is off guard, he guards his property.
               (3) In times of danger, he can be a refuge.
               (4) When some business needs to be done, he puts up more money than requested.

2) The friend through thick and thin has four features:
               (1) He confides in his friend.
               (2) He keeps his friend’s secrets.
               (3) He does not desert his friend in times of danger.
               (4) He will give even his life for his friend’s sake.

          3) The good counselor has four features:
               (1) He restrains his friend from doing evil or harm.
               (2) He encourages him in goodness.
               (3) He makes known to his friend what he has not heard before.
               (4) He points out the way to happiness, to heaven.

          4) The loving friend has four features:
               (1) When his friend is unhappy, he commiserates.
               (2) When his friend is happy, he is happy for him.
               (3) When others criticize his friend, he comes to his defense.
               (4) When others praise his friend, he joins in their praise.

     B. Allocating the wealth one has acquired through right livelihood as follows:
     Stage 1: One should be diligent in earning and saving just as bees
collect nectar and pollens.

      Stage 2: When one’s wealth accrues like a termites’ mound,
expenditure should be planned thus:
          • One portion to be used for supporting oneself, supporting one’s
family, taking care of one’s dependents and doing good works.
          • Two portions to be used for one’s career, earning one’s living.
          • One portion to be put aside as a guarantee for one’s life and
business in times of need.

Law 3: Maintaining one’s relations towards the six directions